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Meet Brett Stumm
Reverse Mortgage Specialist

Hi I’m Brett Stumm!

I’ve been in the mortgage industry for over 30 years. I have funded over 2,600 personal loans and helped thousands of people buy the homes of their dreams. These people come to me with all kinds of issues and we sit down and discuss the available options.

Now I’m dedicating my efforts to helping people fully take advantage of Reverse Mortgage. I work primarily with seniors in Pasadena & Southern California area.

My goal is to help you get better clarity about Reverse Mortgage and help you discover how it could be your ideal retirement solution.

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Frequently Asked Questions

A reverse mortgage is a loan for people age 62 and older. It allows homeowners to convert their home equity into cash amounts without any monthly mortgage payments. Therefore, a homeowner with considerable home equity can borrow sum against their home. They can get it as a credit amount or as a fixed monthly income.

The Home Equity Conversion Mortgage (HECM) is the Federal Housing Administration’s (FHA) reverse mortgage program. It is the popular type of reverse mortgage. Seniors can withdraw their funds either in a fixed monthly salary or a line of credit or a combination of both.

The cost of a reverse mortgage depends on the type of loan, lender you choose and how much money you take out upfront. Instead of selling your home and move, a reverse mortgage loan is a more efficient option as it allows the owner to access a portion of their home.

Usually, reverse mortgage loan repay when the borrower dies or leave the home forever. Also, you need to pay back the loan when fail to pay taxes or insurance or make needed repairs.

Usually, reverse mortgage loan repay when the borrower dies or leave the home forever. Also, you need to pay back the loan when fail to pay taxes or insurance or make needed repairs.

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