Hi, I’m Brett. Reverse Mortgage Specialist

As a licensed professional, I have a duty to deliver the best services to my customers. The ethics of the profession demand that I provide helpful advice and be able to justify whatever strategies I recommend. Otherwise, you have the right to launch a complaint and I will be forced to compensate you. So, it’s a win-win for you!

My passion is perhaps my strongest virtue. The fact that I have personally funded over 900 real estate loans tells it all. You may not believe it but some of the people I have helped, people who are now proud homeowners, had bigger problems than you do. Some had less than perfect credit, in the regions of 620 points and some even less. But we eventually found a way out.

I am primarily in business to help you get a mortgage for your new home. But that doesn’t mean that I am your typical mortgage broker. I go beyond the borders, helping homeowners make critical home buying and other property investment decisions. Whether it’s a first-time buyer or a veteran buying residential or multi-family commercial property, I am the right person to help. It doesn’t matter if you have less than perfect credit and the FHA won’t give you a loan. I will personally ensure that you get the funds you that dream home.

Banks are primarily just that – institutions that exist to help people save money while using that as an opportunity to give out loans. When it comes to mortgages, banks will be the least bothered about your current situation. That’s why they are so keen on your credit score and history.

Mortgage planners like me go beyond just your credit score. In any case, we are only called mortgage planners because our job is to help homebuyers get the best mortgages depending on their situations.

With more than 25 years of experience in the mortgage sector and at least 41 years in the sales industry, my experience speaks for itself. I witnessed the real estate boom of the 90s and braved the housing collapse of 2008. With such experience, it becomes a little easier to pick great deals even in the most uncertain market – which is exactly what I do.

It rarely ends with you getting a mortgage. When you buy a home, you need to think about insurance. Does your current policy adequately protect the new home? If you are first time buyer, maybe you were initially a renter but you’ve decided to move out and buy your own home, in addition to contents insurance, you need home insurance to protect your newly acquired property. I will help you work out what kind of insurance you need and even point you to reliable experts to help you get the right insurance package.

Maybe you’re already looking at Brett’s wealth of experience and thinking; “This guy must be damn expensive!” Far from that, I am NOT. I prefer that we discuss the payment details well in advance. And since I also get commissions from the insurance companies and mortgage lenders that I bring business their way, I don’t have to overcharge my clients. I am sure that you’re somehow surprised. But give me a call and maybe you’ll be even more surprised.